---
title: "Ownify Agent Commission Plan — The Two plus Ten"
description: "Ownify's commission plan for accredited agents: a base, a buyer-benefit commission, and a volume bonus — plus customer and agent referral programs."
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For accredited agents

# The Ownify Agent Commission Plan

The “Two plus Ten” — built to reward agents who win the best terms for their buyers.

[NOW: License Owen for your business](/tech/owen)[Get accredited](https://app.ownify.com/agents/register?__hstc=53035703.051fbc4477915b20d11760ea008de1b4.1787187777310.1787187777310.1787187777310.1&__hssc=53035703.1.1787187777310&__hsfp=459a5155cbd50c6758f41a978f891916)

At Ownify, we value the work that our accredited partner agents do — for our Ownis and Ownify.

Especially in light of the recent NAR lawsuit that has created more uncertainty around buyer's agent compensation, we want to ensure that our loyal accredited partner agents are rewarded for their efforts. At the same time, we firmly believe that agent compensation needs to be aligned with helping our customers win their home at the best possible terms.

To ensure attractive compensation to our partner agents that is aligned with our Ownis' objectives, our commission plan to buyer agents representing Ownify consists of three components.

Three components

## Base, buyer benefit, and volume bonus.

Compensation that aligns your incentives with the buyer's outcome.

The “Two plus” 

### Base commission

Ownify will pay you a base commission of 2.00% of the purchase price.

The “Ten” 

### Buyer benefit commission

In addition to the base commission, Ownify will pay you 10% of the buyer benefit negotiated by you on behalf of the buyer. Buyer benefit is the difference between list price and the initial executed purchase price including negotiated price reductions and seller-paid credits. Yes — for the first time, you can earn more commission by reducing the price your buyer pays!

Bonus 

### Volume bonus

In addition to base and buyer benefit commissions, Ownify will pay you volume bonuses that vary over time and will be communicated to you as they are rolled out.

Plus referral programs

## Two ways to earn beyond your own deals.

Separately from our buyer's agent compensation, we also offer two referral bonus programs.

### Customer Referral fee

Whenever you — as a listing agent or buying agent — refer an unrepresented buyer directly to Ownify, Ownify will pay you a referral fee of 30% of the base commission outlined above.

### Agent Referral bonus

In addition to commissions and bonuses, you can also earn a referral bonus equal to 20% of the total commissions earned by any agent you refer to Ownify.

Examples

## See the math in action.

Three real-world scenarios showing how the plan pays out.

### Alice

Buyer's Agent 

Alice represents her customers Evan and Jen in buying a home with Ownify. Ownify makes an offer on a 3BR/2BA home listed at $400k in Cary. The listing agent communicates a seller-paid buyer agent commission of 2.4%. The initial executed purchase price is $390k and the close date qualifies for a volume bonus.

Base commission

2% on closing price of $390k paid through settlement

$7,800

Buyer benefit commission

10% on purchase price reduction from $400k to $390k

$1,000

Volume bonus

Qualifying close date

$1,000

Total commission

or 2.5% of purchase price

$9,800

### Bill

Buyer's Agent 

Bill represents his customer Trish in buying a home with Ownify. Ownify makes an offer on a 3BR/2BA home listed at $300k in Garner. The listing agent communicates a buyer commission of 1.5%. The final purchase price is $300k and the close date qualifies for a volume bonus.

Base commission

2.0% on purchase price of $300k = $6,000. $4,500 funded by seller-paid buyer's commission through settlement ($300k × 1.5%) and $1,500 paid to you by Ownify.

$6,000

Buyer benefit commission

Purchase price equals list price — no buyer benefit commission

$0

Volume bonus

Qualifying close date

$1,000

Total commission

or 2.33% of purchase price

$7,000

### Lisa

Listing Agent 

Lisa has listed a 4BR/2BA home in Zebulon for $375k and meets Urmi at one of the open houses she's hosting for her seller. Urmi does not have an agent and Lisa refers her to Ownify. Urmi qualifies herself for the Ownify program and Ownify on Urmi's behalf closes on Lisa's listing at $375k. Lisa's seller had offered a buyer's commission of 2.4% in her communication to buyer's agents (outside of the MLS listing).

Referral fee

2.4% on purchase price of $375k = $9,000 × 30% referral fee

$2,700

Total commission

30% customer referral fee

$2,700

## Become an Ownify Accredited Agent

Online training, a short assessment, and you're accredited within an hour.

[Create account](https://app.ownify.com/agents/register?__hstc=53035703.051fbc4477915b20d11760ea008de1b4.1787187777310.1787187777310.1787187777310.1&__hssc=53035703.1.1787187777310&__hsfp=459a5155cbd50c6758f41a978f891916)

The fine print

## Q&A

The details behind every component of the plan.

### 

Why is the base commission set at 2.0% rather than 2.4%? 

### 

How does the buyer benefit commission work? 

### 

How does the customer referral fee work when there is no buyer's commission offered? 

### 

Can I refer my buyers and earn the customer referral fee? 

### 

How does the agent referral bonus work? 

Keep exploring

## More useful resources

[How the program works → ](/agents/how-it-works)[Read our FAQs → ](/research/faq)[Get accredited → ](https://app.ownify.com/agents/register?__hstc=53035703.051fbc4477915b20d11760ea008de1b4.1787187777310.1787187777310.1787187777310.1&__hssc=53035703.1.1787187777310&__hsfp=459a5155cbd50c6758f41a978f891916)

### Homebuyers

-   [How it works](/homebuyers/how-it-works)
-   [Are you eligible?](/homebuyers/eligibility)
-   [Build my plan](/myplan)
-   [Ownify vs. mortgage](/homebuyers/vs-mortgage)
-   [Ownify vs. rent-to-own](/how-rent-to-own-works)
-   [Detailed calculators](/homebuyers/detailed_calculators)
-   [Ownify Mortgage](/mortgage)

### Investors

-   [Why invest](/investors)
-   [Investor FAQ](/investors/faq)
-   [North Carolina Home Fund](/investors/north-carolina)
-   [Colorado Home Fund](/investors/colorado-home-fund)
-   [Become a partner](/investment-partner)

### Agents

-   [How it works](/agents/how-it-works)
-   [Agent benefits](/agents/benefits)
-   [Get accredited](/agents/accreditation)

### Markets

-   [Colorado](/markets/colorado)
-   [North Carolina](/markets/north-carolina)
-   [Tennessee](/markets/tennessee)
-   [California](/markets/california)
-   [All markets](/markets)

### Company

-   [About us](/about)
-   [Our impact](/research/our-impact)
-   [Ownify University](/research/ownify-university)
-   [Reviews](/reviews)
-   [Blog](/blog)
-   [Ownify Tools & Tech](/tech)

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Fractional ownership investments are provided by Ownify, Inc., 548 Market Street #25841, San Francisco, CA 94104. Real Estate Brokerage services may be provided by Ownify Real Estate LLC, NCREC C36616. Mortgage broker and loan processing services are offered through Real-Finity Mortgage, LLC, dba Realfinity. NMLS #2445766 and #2723220. Real-Finity Mortgage, LLC is a licensed mortgage brokerage and maintains its corporate headquarters at 929 Alton Road Suite 500, Miami Beach, FL, 33139.

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