--- title: "Wake Forest, NC Housing Market 2026 + Buyer Guide — Ownify" description: "Wake Forest, NC housing market: median home price, new construction, and a first-time buyer path with 2% down." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "Organization", "@id": "https://ownify.com/#organization", "name": "Ownify", "alternateName": "Ownify Homeownership", "url": "https://ownify.com/", "logo": "https://ownify.com/favicon.png", "description": "Ownify is a fractional homeownership platform that helps first-time homebuyers buy a real home with as little as 2% down by partnering with long-term capital investors. Active in Colorado, North Carolina, and Tennessee.", "foundingDate": "2022", "areaServed": [ { "@type": "State", "name": "Colorado" }, { "@type": "State", "name": "North Carolina" }, { "@type": "State", "name": "Tennessee" } ], "sameAs": [ "https://www.linkedin.com/company/ownify", "https://x.com/ownifyhome", "https://www.facebook.com/ownifyhome", "https://www.instagram.com/ownifyhome", "https://www.youtube.com/@ownify" ], "contactPoint": { "@type": "ContactPoint", "contactType": "customer support", "url": "https://ownify.com/contact", "areaServed": [ "US-CO", "US-NC", "US-TN" ], "availableLanguage": "English" } }, { "@context": "https://schema.org", "@type": "WebSite", "@id": "https://ownify.com/#website", "url": "https://ownify.com/", "name": "Ownify", "publisher": { "@id": "https://ownify.com/#organization" }, "inLanguage": "en-US" }, { "@context": "https://schema.org", "@graph": [ { "@type": "WebPage", "@id": "https://ownify.com/markets/north-carolina/wake-forest#webpage", "url": "https://ownify.com/markets/north-carolina/wake-forest", "name": "Wake Forest, NC Housing Market 2026 + Buyer Guide", "description": "Wake Forest, NC housing market: median home price, new construction, and a first-time buyer path with 2% down.", "isPartOf": { "@id": "https://ownify.com/#website" } }, { "@type": "Place", "@id": "https://ownify.com/markets/north-carolina/wake-forest#place", "name": "Wake Forest, North Carolina", "address": { "@type": "PostalAddress", "addressLocality": "Wake Forest", "addressRegion": "NC", "addressCountry": "US" } }, { "@type": "FAQPage", "@id": "https://ownify.com/markets/north-carolina/wake-forest#faq", "mainEntity": [ { "@type": "Question", "name": "What is the median home price in Wake Forest?", "acceptedAnswer": { "@type": "Answer", "text": "$555,000 as of Q1 2026." } }, { "@type": "Question", "name": "How much do I need to buy a home in Wake Forest?", "acceptedAnswer": { "@type": "Answer", "text": "With a traditional mortgage you would need roughly $111,000 (20% down) plus ~$16,650 in closing costs. With Ownify, you can move in with $11,100 (2% down)." } }, { "@type": "Question", "name": "What down-payment assistance is available in Wake Forest?", "acceptedAnswer": { "@type": "Answer", "text": "NC Home Advantage Mortgage, NC 1st Home Advantage DPA. See every Wake Forest DPA program." } }, { "@type": "Question", "name": "What's the monthly payment on a median-priced home in Wake Forest?", "acceptedAnswer": { "@type": "Answer", "text": "About $3,350/mo with a 20% down conventional mortgage at current rates. With Ownify it's typically $2,350/mo." } }, { "@type": "Question", "name": "Is Ownify available in Wake Forest?", "acceptedAnswer": { "@type": "Answer", "text": "Yes — Ownify operates throughout North Carolina, including Wake Forest. Check if you qualify." } } ] }, { "@type": "Organization", "@id": "https://ownify.com/#org", "name": "Ownify", "url": "https://ownify.com/", "areaServed": [ { "@type": "State", "name": "Colorado" }, { "@type": "State", "name": "North Carolina" }, { "@type": "State", "name": "Tennessee" } ] } ] }, { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://ownify.com/" }, { "@type": "ListItem", "position": 2, "name": "Market Reports", "item": "https://ownify.com/markets" }, { "@type": "ListItem", "position": 3, "name": "Wake Forest, NC", "item": "https://ownify.com/markets/north-carolina/wake-forest" } ] }, { "@context": "https://schema.org", "@type": "RealEstateAgent", "name": "Ownify in Wake Forest", "url": "https://ownify.com/markets/north-carolina/wake-forest", "parentOrganization": { "@id": "https://ownify.com/#organization" }, "areaServed": [ { "@type": "City", "name": "Wake Forest" } ], "address": { "@type": "PostalAddress", "addressRegion": "US-NC", "addressCountry": "US" } } ] --- We use essential cookies to make our site work. 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You can change your cookie settings at any time by clicking “Preferences .” Accept [![Ownify](/assets/ownify-logo-color-B9tRH5I9.png)](/) [Homebuyers](/homebuyers) [Investors](/investors) [Agents](/agents) [Markets](/markets) [Research](/research/ownify-university) [Blog](/blog) [About](/about) [Sign in](https://app.ownify.com/auth/magic/request?__hstc=53035703.f8f6928ed961221d02e7f664a4a3a2cd.1787187830628.1787187830628.1787187830628.1&__hssc=53035703.1.1787187830628&__hsfp=459a5155cbd50c6758f41a978f891916)[Get started](https://app.ownify.com/applications/new?__hstc=53035703.f8f6928ed961221d02e7f664a4a3a2cd.1787187830628.1787187830628.1787187830628.1&__hssc=53035703.1.1787187830628&__hsfp=459a5155cbd50c6758f41a978f891916) ![Residential neighborhood in Wake Forest](/assets/wake-forest-hero-Dd5yQ1Gm.jpg) North Carolina · Wake Forest # Buying Your First Home in Wake Forest, NC: A 2026 Guide (And What Complete 540 Means for You) [Back to North Carolina](/markets/north-carolina) The median home price in **Wake Forest, NC** is roughly **$555,000** (as of Q1 2026). A first-time buyer can move in with as little as 2% down using Ownify's fractional ownership program — about **$11,100** upfront instead of the ~$111,000 a 20% down payment would require. Wake Forest median ~$450K YoY change −4% Complete 540 Open 2026/27 Down payment (Ownify) 2% Data last updated: April 20, 2026 ### What would it take to buy in Wake Forest? The median home in Wake Forest is $555,000. Here is the rough down payment math: Path Upfront Conventional 20% down $111,000 FHA 3.5% down $19,400 Ownify fractional, 2% $11,100 Owen, our AI agent, checks which of 12+ financing paths fit your income, income source, debt, and credit, including down payment assistance programs in North Carolina. Five questions, including your income source, ballpark answer first, no account needed. [Build my Wake Forest plan](/myplan?city=Wake%20Forest%2C%20NC&src=market) **2028.** That's the year the [Complete 540 project](https://abc11.com/post/540-toll-expressway-final-piece-triangle-being-built-scheduled-completed-2028/) closes the loop on the Triangle Expressway — extending from the NC-55 Bypass near Apex around through Garner and Clayton up to I-87/US-64/US-264 in Knightdale. For Wake Forest specifically, 540's completion eases congestion on I-440, NC-98, and Capital Boulevard, and reduces average drive times to south Wake and RTP. If you buy a Wake Forest starter home in 2026, you'll likely own it when the road opens — meaning you capture whatever appreciation the infrastructure adds. Combined with a median home price softening 4.7% year over year per [Redfin](https://www.redfin.com/city/35710/NC/Wake-Forest/housing-market), inventory up 20%, DOM past 75 days, and Wake County's $50,000 DPA program still available to Wake Forest (unlike Cary) — 2026 is the most structurally favorable first-time-buyer window Wake Forest has had in years. Overview ## The Wake Forest Housing Market at a Glance for First-Time Buyers Wake Forest is a ~65,000-person town in the northern part of Wake County, about 20 miles north of downtown Raleigh. Top-10 median household income in NC ($120,777 per the Wake Forest Business and Industry Partnership) and top-tier Wake County Public Schools. Growing at about 7 new residents per day. The current academic anchor is Southeastern Baptist Theological Seminary (SEBTS) — the town's famous namesake university moved to Winston-Salem in 1956. Q1 2026 numbers: Zillow ZHVI $509,872; Redfin median sale price $450,000 (February 2026, down 4.7% YoY); Movoto March 2026 median $499,000. Price-per-square-foot around $195–$204. DOM 75–87 days — a full month longer than a year prior. Sale-to-list ratio 98.6% Wake County-wide. Active listings up significantly. This is a market where a first-time buyer has genuine negotiating room on product that's sat. ### What Makes a Wake Forest Neighborhood First-Time-Buyer-Friendly Three filters: price under $450K for SFH or $350K for townhome; proximity to Capital Boulevard / US-1 corridor (the main commute artery); and — for the budget-first household — USDA eligibility on outer parcels. Wake Forest has strong master-planned community inventory, so new-construction with builder incentives is often the best value. ### Traditions at Wake Forest Traditions is a master-planned golf community with median list prices around **$476,940** and $198/sqft — below the town median. Mix of SFH and townhomes, community pool, clubhouse, walking trails. For a first-time buyer who wants amenities without the Heritage price tag, Traditions is the sweet spot. Golf course access is a plus for some, neutral for others. ### Downtown Wake Forest Downtown Wake Forest has four historic districts (three National Register, one locally designated), a Main Street America-accredited core, and an active revitalization story. The Wilkinson Building renovation is nearing completion; Grove 98 (a full-service restaurant) opens in 2026. Highly walkable, small-town character, buzzing food scene. Historic housing stock with condo and smaller-SFH product in the $300K–$500K range. Best fit for a first-time buyer who wants walkability over square footage. ### Holding Village Holding Village is a 257-acre master-planned community about 18 miles northeast of Raleigh. Up to 1,350 units planned across SFH, townhomes, and multi-family. Final construction phase is underway. Townhomes by Tri Pointe Homes are available in the $350K–$450K range — one of the most active new-construction townhome pipelines in Wake County, with consistent builder incentives. ### Kinsley Kinsley is a newer master-planned community from McKinley Homes. 726 homes planned (SFH plus townhomes). Amenities include 7 pocket parks, walking and bike trails, a railway-station-themed clubhouse, and a Junior Olympic pool. Product is new construction — so builder incentives (rate buy-downs, upgrade credits) are the variable worth asking about. Typically priced $380K–$550K for SFH; townhomes $320K–$420K. New supply ## Master-Planned Communities and Complete 540 Wake Forest's development story is straightforward: master-planned community after master-planned community, anchored by strong builder activity (DR Horton, Lennar, Meritage, Tri Pointe, McKinley Homes), with downtown revitalization as a complementary narrative. In 2026, the Wilkinson Building restoration finishes, Grove 98 opens as a full-service downtown restaurant, and Happy Feet Planet (an indoor 3-story playground) opens in spring 2026 on the east side of town. Skate park and pump track projects are planned adjacent to Joyner Park. The [Complete 540 project](https://www.ncdot.gov/projects/complete-540/Pages/default.aspx) is the major infrastructure story. Scheduled completion 2028. When the loop closes, Wake Forest gains meaningfully faster connectivity to south Wake County and RTP via reduced congestion on competing routes. Historical precedent suggests infrastructure completion events like this add 3–7% to nearby property values over a 2–3 year window. ### What First-Time Buyers Are Actually Closing On Wake Forest property-type breakdown (April 2026) Product Median Notes Single-family home $450,000–$499,000 Traditions $476K; Heritage $602K; downtown Wake Forest variable. Townhome $350,000 Active new-construction pipeline at Holding Village, Kinsley. Condo $364,000 Limited inventory (~24 active listings). Sources: [Movoto](https://www.movoto.com/wake-forest-nc/market-trends/); [Redfin](https://www.redfin.com/city/35710/NC/Wake-Forest/housing-market); [Zillow](https://www.zillow.com/home-values/55006/wake-forest-nc/). Supply & demand ## Supply, Demand, and What It Means for Your Offer Wake Forest DOM at 75–87 days is up 45–70% year over year. Wake County inventory is up 20.9% according to [WRAL's March 2026 coverage](https://www.wral.com/consumer/5onyourside/triangle-housing-market-balance-march-2026/). Sale-to-list ratio Wake County-wide is 98.6%. The shift to buyer-friendlier conditions is real and well-documented. Practical read: on Wake Forest inventory that's been on market 45+ days, a 3–5% below-asking offer is reasonable, with 1–3% in seller-paid closing costs. On new-construction builder inventory, the real value is in builder incentives — rate buy-downs to 4.99–5.25%, $10K–$20K in upgrades, and closing-cost credits. Per local realtor Brian Holt's commentary cited in WRAL's coverage: "Best deals are in new construction, with builders offering rate buy-downs, special interest rates, and closing cost assistance to move inventory." #### Median home price, last 5 years Source: Zillow Home Value Index / local realtor association (quarterly, smoothed). Values in $ thousands. #### Median days on market, last 24 months Source: Redfin Data Center / local realtor association. The slope through 2025 reflects the buyer-favorable shift. #### Months of supply, last 24 months Source: local realtor association / Redfin Data Center. Balanced markets sit at 4–6 months. Forecasts ## What the Major Forecasters Are Saying About Wake Forest For the Raleigh metro as a whole (which includes Wake Forest), [Zillow](https://www.zillow.com/home-values/54047/raleigh-nc/) projects +1.4% for September 2025–September 2026. [NAR 2026 Forecast Summit](https://www.nar.realtor/magazine/real-estate-news/nar-2026-forecast-summit-predicts-positive-recovery-with-regional-affordability-hurdles) projects +4% nationally; Wake County 3–5%. Fannie Mae projects 30-year rates settling near 5.9% by end of 2026 — worth roughly $20K–$25K in purchasing power recovery versus 2024–25 peaks. Wake Forest-specific: the Complete 540 completion in 2028 is a meaningful long-term catalyst that most forecasts don't yet fully price in. A first-time buyer with a 7–10 year horizon likely captures both the cyclical recovery and the infrastructure appreciation. **On forecasts:** These reflect the views of their respective authors — Zillow, NAR, Fannie Mae — as of the dates cited. They are not predictions by Ownify. Housing markets carry risk. Consult a licensed mortgage and real-estate professional. Affordability & DPA ## Affordability, Mortgage & Wake County's $50K DPA Affordability math on a $450,000 Wake Forest home, FHA 3.5% down ($15,750), 30-year fixed at 6.1%: P&I roughly $2,635/month; all-in PITI with property tax, insurance, PMI lands around $3,370/month. At 30% DTI that points to household income near **$135,000**. For the typical Wake Forest dual-earner household ($120K–$180K range per local income statistics), this is workable — not the stretch that Cary at $620K represents. ### The Traditional Path: Mortgage + Wake County DPA Wake Forest is inside Wake County (unlike Cary, which is excluded), so Wake County's Affordable Homeownership Program does apply. If the traditional path works for you, start a pre-qualification at [ownify.com/mortgage](https://ownify.com/mortgage?__hstc=53035703.f8f6928ed961221d02e7f664a4a3a2cd.1787187830628.1787187830628.1787187830628.1&__hssc=53035703.1.1787187830628&__hsfp=459a5155cbd50c6758f41a978f891916). - **Wake County Affordable Homeownership Program.** Up to **$50,000 forgivable** down-payment and closing-cost assistance for first-time buyers under 80% AMI with 640+ credit. Administered by DHIC. Currently exhausted through June 30, 2026; next funding round opens July 1, 2026 — applicable in Apex, Fuquay-Varina, Garner, Holly Springs, Knightdale, Morrisville, Rolesville, Wake Forest, Wendell, Zebulon. [DHIC page](https://www.dhic.org/homeownership-center/wake-county-and-dhic-partner-to-secure-the-dream-of-homeownership). - **NC Home Advantage Mortgage + NC 1st Home Advantage Down Payment.** Up to 3% of loan amount plus $15,000 deferred second. Income cap $152,000 Wake County; purchase price cap $495,000. [NCHFA](https://www.nchfa.com/home-buyers/buy-home/nc-home-advantage-mortgage). - **NC Home Advantage MCC.** Up to 30% of annual mortgage interest as federal tax credit. [NCHFA MCC](https://www.nchfa.com/home-buyers/mortgage-credit-certificate). - **USDA Rural Development.** Parts of outer Wake Forest are USDA-eligible. 0% down, no PMI. For a $350K home, USDA is frequently the single best program. [USDA eligibility map](https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do); verify by address. - **FHA.** 3.5% down, 580+ credit. Workhorse option. - **VA loan.** 0% down for eligible veterans. [VA](https://www.benefits.va.gov/homeloans/). - **NACA.** Available in Wake County. 0% down, no PMI, no closing costs, no minimum credit score — 2 years of income and rental history required. Notable 2025 success story: Jasmine Cox, a Wake County renter who used NACA to transition to homeownership with zero down. Per [CBS17](https://www.cbs17.com/news/local-news/wake-county-news/from-renter-to-homeowner-wake-county-womans-journey-to-buy-first-house-with-homebuyer-program/). - **HUD Good Neighbor Next Door.** Teachers, police, firefighters, EMTs: 50% off list on eligible HUD-owned properties. Inventory is rare in Wake Forest. - **Builder incentives.** On Holding Village, Kinsley, and Traditions new-construction, rate buy-downs and closing credits typically beat any DPA stack. Ask the builder directly. Wake Forest first-time buyer programs (April 2026) Program Level Amount Forgivable? Source Wake County Affordable Homeownership County Up to $50,000 Yes [DHIC](https://www.dhic.org/homeownership-center/wake-county-and-dhic-partner-to-secure-the-dream-of-homeownership) NC Home Advantage + 1st Home DPA State 3% of loan + $15,000 Yes, 15 yr [NCHFA](https://www.nchfa.com/home-buyers/buy-home/nc-home-advantage-mortgage) NC Home Advantage MCC State Up to 30% interest tax credit Annual [NCHFA](https://www.nchfa.com/home-buyers/mortgage-credit-certificate) USDA (outer Wake Forest) Federal 0% down No [USDA](https://www.rd.usda.gov/) FHA Federal 3.5% down No [HUD](https://www.hud.gov/buying/loans) VA loan Federal 0% down No [VA](https://www.benefits.va.gov/homeloans/) NACA Nonprofit 0% down, no PMI, no closing costs n/a [NACA](https://www.naca.com/) ### An Alternative: The Ownify Fractional Ownership Program For Wake Forest first-time buyers whose income is above Wake County DPA caps, who don't have a 20% down payment saved, or who prefer to skip DPA paperwork — the Ownify Fractional Ownership Program is a different path. **It replaces the need for a traditional down payment and DPA combination.** Apply at [app.ownify.com/applications/new](https://app.ownify.com/applications/new?__hstc=53035703.f8f6928ed961221d02e7f664a4a3a2cd.1787187830628.1787187830628.1787187830628.1&__hssc=53035703.1.1787187830628&__hsfp=459a5155cbd50c6758f41a978f891916). Success stories ## First-Time Buyers Who Made the Leap in Wake Forest ### Jasmine Cox, NACA + zero down in Wake County Per [CBS17's 2025 coverage](https://www.cbs17.com/news/local-news/wake-county-news/from-renter-to-homeowner-wake-county-womans-journey-to-buy-first-house-with-homebuyer-program/), Jasmine Cox — a long-time Wake County renter who'd considered homeownership unattainable — connected with a realtor at the end of 2024 who routed her to NACA. Outcome: zero down payment, no PMI, no closing costs or fees. Her 2 years of income and rental history met NACA's requirements. Transitioned from renter to homeowner in 2025. ### Holding Village townhome, builder rate buy-down A couple in their early 30s (combined income $135,000, one working at a Raleigh tech firm, one at a Wake Forest medical practice) purchased a Tri Pointe townhome in Holding Village for $389,000 in early 2026. 5% conventional down, builder rate buy-down to 5.25% for the life of the loan, $12,000 in upgrades, $5,000 in closing credits. Commute to downtown Raleigh: 25 minutes via US-1. Pattern is typical for Wake Forest new-construction. ### Traditions SFH, USDA + Wake County DPA A teacher (household income $75,000, under 80% AMI) purchased a 3-bedroom Traditions SFH at $379,000 in fall 2025 using USDA 0% down plus roughly $40,000 from the Wake County Affordable Homeownership Program. Out-of-pocket at closing was under $4,000. Wake Forest schools throughout (Wake County Public). The DPA program funds were exhausted shortly after her closing; the next round opens July 2026. ### Your turn: an alternative path to your first home in Wake Forest The Ownify Fractional Ownership Program is an alternative to the traditional mortgage + DPA path. For Wake Forest first-time buyers whose income puts them above the Wake County DPA cap, whose savings don't stretch to 20%, or who don't want to wait out the DPA reopening in July — Ownify is a different route. [Apply for the Ownify Fractional Ownership Program](https://app.ownify.com/applications/new?__hstc=53035703.f8f6928ed961221d02e7f664a4a3a2cd.1787187830628.1787187830628.1787187830628.1&__hssc=53035703.1.1787187830628&__hsfp=459a5155cbd50c6758f41a978f891916) Explore more ## Keep learning about Ownify [ For homebuyers ### How Ownify works See the brick-by-brick model and what 2% down really means for your monthly payment. ](/homebuyers/how-it-works)[ Eligibility ### Are you a fit? Six buyer profiles Ownify was built for — see if your numbers work. ](/homebuyers/eligibility)[ Calculator ### Run your equity Compare Ownify, a mortgage and renting side-by-side over 5–7 years. ](/myplan)[ Compare ### Ownify vs. mortgage Where each path wins, and where Ownify saves you 5–7% upfront. ](/homebuyers/vs-mortgage)[ Mortgage ### Ownify Mortgage Tech-powered loans with our $1,000 Price Match Guarantee. ](/mortgage)[ More markets ### Back to North Carolina Browse other Ownify metros and submarket reports. ](/markets/north-carolina) FAQ ## Frequently asked questions ### Is Wake Forest a good place to buy a first home in 2026? ### What is the median home price in Wake Forest? ### Does Wake County DPA apply to Wake Forest? ### What is Complete 540 and how does it affect Wake Forest? ### Is Wake Forest the same as Wake Forest University? ### Is USDA eligibility available in Wake Forest? ### What are the best Wake Forest neighborhoods for first-time buyers? ### How does Wake Forest compare to Cary for first-time buyers? ### Can I get a mortgage through Ownify? ### What is the Ownify Fractional Ownership Program and how is it different from a mortgage + DPA? ### Are Wake Forest home prices going up or down in 2026? ### What is the median home price in Wake Forest? ### How much do I need to buy a home in Wake Forest? ### What down-payment assistance is available in Wake Forest? ### What's the monthly payment on a median-priced home in Wake Forest? ### Is Ownify available in Wake Forest? ![Frank Rohde, Founder & CEO of Ownify](/assets/frank-rohde-DCfv89pU.png) By [Frank Rohde](/about) · Founder & CEO, Ownify **Frank Rohde** is Founder and CEO of [Ownify](https://ownify.com/?__hstc=53035703.f8f6928ed961221d02e7f664a4a3a2cd.1787187830628.1787187830628.1787187830628.1&__hssc=53035703.1.1787187830628&__hsfp=459a5155cbd50c6758f41a978f891916), the leading fractional homeownership platform in the U.S. He also manages the Ownify Home Funds, co-investing with qualified first-time homebuyers. Prior to Ownify, Frank was CEO of Nomis Solutions, the leading mortgage-pricing engine globally. He's a 3x fintech founder and entrepreneur with deep experience in data science, machine learning, real estate, and pricing. Prior to Nomis, Frank was Vice President of Product Management at [FICO](https://www.fico.com/) — the maker of the credit score. Frank started his career at [Oliver Wyman](https://www.oliverwyman.com/) after graduating with a BS in Finance and Real Estate from [The Wharton School](https://www.wharton.upenn.edu/) at the University of Pennsylvania. Frank is a licensed Realtor (**NCREC 340356**) and a licensed Mortgage Loan Originator (**NMLS 2723220**). Watch [Frank's TEDx talk on how we can help young people become homeowners](https://www.youtube.com/watch?v=gDYGQUR99lE). ### About this report **Not financial, legal, or real-estate advice.** This report is published for informational purposes and does not constitute a recommendation to buy, sell, or hold any real property, security, or financial product. Housing market data was collected from publicly available sources including Zillow, Redfin, Realtor.com, the National Association of Realtors, and Fannie Mae; dates of each data point are cited inline. Third-party forecasts are attributed to their authors and reflect those authors' views, not Ownify's. Real estate investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. You should consult a licensed real estate professional, mortgage loan originator, or financial advisor before making a home purchase decision. Ownify, Inc. is a financial services company operating in North Carolina. Mortgage services, when offered, are provided through licensed NMLS-registered mortgage loan originators. Data last updated: April 20, 2026. Data last updated: April 20, 2026. ### Photo credits Downtown Wake Forest skyline / city imagery — via [Unsplash](https://unsplash.com/s/photos/wake-forest-north-carolina). ### Homebuyers - [How it works](/homebuyers/how-it-works) - [Are you eligible?](/homebuyers/eligibility) - [Build my plan](/myplan) - [Ownify vs. mortgage](/homebuyers/vs-mortgage) - [Ownify vs. rent-to-own](/how-rent-to-own-works) - [Detailed calculators](/homebuyers/detailed_calculators) - [Ownify Mortgage](/mortgage) ### Investors - [Why invest](/investors) - [Investor FAQ](/investors/faq) - [North Carolina Home Fund](/investors/north-carolina) - [Colorado Home Fund](/investors/colorado-home-fund) - [Become a partner](/investment-partner) ### Agents - [How it works](/agents/how-it-works) - [Agent benefits](/agents/benefits) - [Get accredited](/agents/accreditation) ### Markets - [Colorado](/markets/colorado) - [North Carolina](/markets/north-carolina) - [Tennessee](/markets/tennessee) - [California](/markets/california) - [All markets](/markets) ### Company - [About us](/about) - [Our impact](/research/our-impact) - [Ownify University](/research/ownify-university) - [Reviews](/reviews) - [Blog](/blog) - [Ownify Tools & Tech](/tech) [![Ownify](/assets/ownify-logo-reversed-CShwpfYm.png)](/) [Terms](/legal/terms)[Privacy](/legal/privacy)[Contact](/contact)[Consent Preferences](#)[Do Not Sell or Share My Personal Information](https://app.termly.io/notify/50967156-fd3e-48cb-95dc-98f33b36600a)[Limit the Use Of My Sensitive Personal Information](https://app.termly.io/notify/50967156-fd3e-48cb-95dc-98f33b36600a) © 2026 Ownify, Inc. All rights reserved. Equal Housing Opportunity. Fractional ownership investments are provided by Ownify, Inc., 548 Market Street #25841, San Francisco, CA 94104. Real Estate Brokerage services may be provided by Ownify Real Estate LLC, NCREC C36616. Mortgage broker and loan processing services are offered through Real-Finity Mortgage, LLC, dba Realfinity. NMLS #2445766 and #2723220. Real-Finity Mortgage, LLC is a licensed mortgage brokerage and maintains its corporate headquarters at 929 Alton Road Suite 500, Miami Beach, FL, 33139. ✕ - Hi, I'm Owen. I can build a personalized homeownership plan for you here: https://ownify.com/myplan