--- title: "Wilmington, NC First-Time Home Buyer Guide 2026 — Ownify" description: "Buy your first home in Wilmington, NC with as little as 2% down — median prices, monthly payments, and local DPA programs." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "Organization", "@id": "https://ownify.com/#organization", "name": "Ownify", "alternateName": "Ownify Homeownership", "url": "https://ownify.com/", "logo": "https://ownify.com/favicon.png", "description": "Ownify is a fractional homeownership platform that helps first-time homebuyers buy a real home with as little as 2% down by partnering with long-term capital investors. 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With Ownify, you can move in with $8,900 (2% down)." } }, { "@type": "Question", "name": "What down-payment assistance is available in Wilmington?", "acceptedAnswer": { "@type": "Answer", "text": "NC Home Advantage Mortgage, Wilmington DPA. See every Wilmington DPA program." } }, { "@type": "Question", "name": "What's the monthly payment on a median-priced home in Wilmington?", "acceptedAnswer": { "@type": "Answer", "text": "About $2,675/mo with a 20% down conventional mortgage at current rates. With Ownify it's typically $1,875/mo." } }, { "@type": "Question", "name": "Is Ownify available in Wilmington?", "acceptedAnswer": { "@type": "Answer", "text": "Yes — Ownify operates throughout North Carolina, including Wilmington. Check if you qualify." } } ] }, { "@type": "Organization", "@id": "https://ownify.com/#org", "name": "Ownify", "url": "https://ownify.com/", "areaServed": [ { "@type": "State", "name": "Colorado" }, { "@type": "State", "name": "North Carolina" }, { "@type": "State", "name": "Tennessee" } ] } ] }, { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://ownify.com/" }, { "@type": "ListItem", "position": 2, "name": "Market Reports", "item": "https://ownify.com/markets" }, { "@type": "ListItem", "position": 3, "name": "Wilmington, NC", "item": "https://ownify.com/markets/north-carolina/wilmington" } ] }, { "@context": "https://schema.org", "@type": "RealEstateAgent", "name": "Ownify in Wilmington", "url": "https://ownify.com/markets/north-carolina/wilmington", "parentOrganization": { "@id": "https://ownify.com/#organization" }, "areaServed": [ { "@type": "City", "name": "Wilmington" } ], "address": { "@type": "PostalAddress", "addressRegion": "US-NC", "addressCountry": "US" } } ] --- We use essential cookies to make our site work. 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You can change your cookie settings at any time by clicking “Preferences .” Accept [![Ownify](/assets/ownify-logo-color-B9tRH5I9.png)](/) [Homebuyers](/homebuyers) [Investors](/investors) [Agents](/agents) [Markets](/markets) [Research](/research/ownify-university) [Blog](/blog) [About](/about) [Sign in](https://app.ownify.com/auth/magic/request?__hstc=53035703.7f5d5da668493e73eb18e759fea78223.1787187836642.1787187836642.1787187836642.1&__hssc=53035703.1.1787187836642&__hsfp=459a5155cbd50c6758f41a978f891916)[Get started](https://app.ownify.com/applications/new?__hstc=53035703.7f5d5da668493e73eb18e759fea78223.1787187836642.1787187836642.1787187836642.1&__hssc=53035703.1.1787187836642&__hsfp=459a5155cbd50c6758f41a978f891916) ![Residential neighborhood in Wilmington](/assets/wilmington-hero-BIIQ_TyE.jpg) North Carolina · Wilmington # Buying Your First Home in Wilmington, NC: A 2026 Port City Guide [Back to North Carolina](/markets/north-carolina) The median home price in **Wilmington, NC** is roughly **$445,000** (as of Q1 2026). A first-time buyer can move in with as little as 2% down using Ownify's fractional ownership program — about **$8,900** upfront instead of the ~$89,000 a 20% down payment would require. Wilmington median ~$450K YoY change +14.9% Days on market 76 City of Wilmington HOP Up to $25K Data last updated: April 20, 2026 ### What would it take to buy in Wilmington? The median home in Wilmington is $445,000. Here is the rough down payment math: Path Upfront Conventional 20% down $89,000 FHA 3.5% down $15,600 Ownify fractional, 2% $8,900 Owen, our AI agent, checks which of 12+ financing paths fit your income, income source, debt, and credit, including down payment assistance programs in North Carolina. Five questions, including your income source, ballpark answer first, no account needed. [Build my Wilmington plan](/myplan?city=Wilmington%2C%20NC&src=market) Wilmington is the only NC city where the first-time-buyer calculation has to include a variable most inland markets never touch: hurricane exposure and flood insurance. Median home price is **$429,000–$458,000** (up 14.9% year over year in January 2026 per Zillow). DOM has lengthened to 76 days, signaling the market is moving from acute shortage toward balance. The City of Wilmington's Homebuyer Opportunity Program offers up to $25,000 in DPA, stackable with NC Home Advantage's $15,000 state DPA and — for buyers in Hurricane Florence-impacted counties — ReBuild NC assistance. Leland, across the Cape Fear in Brunswick County, offers new-construction starter homes in the $280K–$400K range and is quickly becoming the region's most practical first-time-buyer destination. This is the Port City guide for first-time buyers in 2026 — with the coastal-specific math (flood zones, insurance, climate risk) that matters for a 7–10 year hold. Overview ## The Port City Housing Market at a Glance for First-Time Buyers Wilmington is a ~125,000-person city on the southeastern NC coast, New Hanover County, with a 300,000-person metro. Anchored by UNC Wilmington (UNCW, sometimes called "Dub"), the Port of Wilmington, GE Hitachi, and PPD (pharmaceutical). Historic downtown along the Cape Fear River with a Riverwalk and cobblestone streets. Locally called "the Port City" or "ILM" (airport code). Beach towns — Wrightsville Beach, Carolina Beach, Kure Beach — are technically separate municipalities but part of the broader market. I-40 terminates in Wilmington; US-17 is the main coastal corridor; US-421 runs south to Carolina Beach. Q1 2026 numbers: median sale price **$429,000–$458,000** (up 14.9% YoY in January 2026 per Zillow). DOM 76 days, up 21.1% YoY. Months of supply 3.7–7.8 depending on source — wide range reflects a market in transition from seller's to balanced. Sale-to-list ratio 97.9%; ~16% of listings have price cuts. SFH median $475,000 (77% of sales); townhomes $319,000–$422,500 (23% of sales and growing); condos $323,900. ### What Makes a Wilmington Neighborhood First-Time-Buyer-Friendly Two filters unique to coastal markets: flood-zone designation (ask your lender to pull the FEMA map before offering) and insurance cost. A home two blocks inland from a flood zone can be meaningfully cheaper to insure than one on the zone boundary. Beyond that, standard filters — price under $500K, commute tolerable, product type that's genuinely entry-level. Here are five neighborhoods worth your attention. ### Mayfaire Mayfaire is a master-planned mixed-use community on the north side of Wilmington, anchored by Mayfaire Town Center retail. Median home price around **$570,000**, with townhomes running in the low $400Ks and condos from $319,000. New construction is active — Mayfaire West is delivering 256 apartments and 223 townhomes/carriage houses. Most Mayfaire inventory is outside the worst flood zones, which keeps insurance cost reasonable. Strong school zone, close to UNCW. For a first-time buyer looking for newer, higher-end product with amenities, Mayfaire townhomes and condos are the most realistic entry. ### Leland (Brunswick County) Leland is across the Cape Fear River in Brunswick County, 15–20 minutes from downtown Wilmington. It's the most important first-time-buyer story in the broader Wilmington region. New construction is extensive — **Brunswick Forest** is the anchor master-planned community, with SFH and townhomes from roughly $280,000 to $400,000. Lower Brunswick County property tax rate than New Hanover County. USDA-eligible on outer parcels. For a buyer prioritizing affordability and newer construction, Leland is almost always the better answer than Wilmington proper. ### Carolina Heights Carolina Heights is a character neighborhood just north of downtown, with a median around **$399,900** (down 18% YoY — a real price reset). 1920s-era bungalows and cottages, walkable to downtown, and aligned with FHA price caps. First-time-buyer product is consistently available in the $300K–$450K range. Flood risk is relatively moderate but specific to each address — verify before offering. ### Historic District Wilmington's Historic District along the Riverwalk runs at a **$680,000** median with DOM pushing 118 days — skewing toward investor buyers and downsizers rather than first-time buyers. That said, smaller condos and secondary-market units in the district periodically trade in the $300K–$450K range. The Historic District is in a flood zone along the river; insurance costs are material. Walking distance to everything; premium lifestyle; premium price. ### Monkey Junction (south Wilmington) Monkey Junction is the south-Wilmington commercial district at the intersection of College Road and Carolina Beach Road — yes, "Monkey Junction" is the real name locals use. Housing inventory around Monkey Junction and the Myrtle Grove area runs meaningfully more affordable than Mayfaire or the Historic District. Townhomes $275K–$375K; SFH $350K–$475K. Commute to downtown: 15–20 minutes; to Carolina Beach: 15 minutes. Good fit for a first-time buyer who wants beach access without beach pricing. New supply ## Mayfaire, Leland, and Coastal Development Three active developments shape the Wilmington first-time-buyer market in 2026. **Center Point** near Mayfaire is a 23-acre mixed-use project with retail opening winter 2026 and early 2027. **Mayfaire West** is delivering 256 apartments and 223 townhomes/carriage houses. **The Avenue** on north Military Cutoff is a 500-unit luxury apartment development with a Westin hotel component — approved and with infrastructure underway. Across the Cape Fear in Leland, **Brunswick Forest** remains the master-planned anchor; numerous smaller Brunswick County developments are active. UNCW continues steady enrollment growth, which supports rental and starter-home demand. GE Hitachi's Wilmington operations are a long-term employer anchor. ### What First-Time Buyers Are Actually Closing On Wilmington property-type breakdown (early 2026) Product Median Notes Single-family home $475,000 77% of sales; wide range by neighborhood. Townhome $319,000–$422,500 23% of sales; growing share; strong first-time-buyer entry. Condo $323,900 One-bedroom median; downtown and Midtown inventory. Leland SFH (Brunswick Forest) $280K–$400K Best value product in the broader market. Sources: Zillow, Redfin, Port City Daily, April 2026. Supply & demand ## Supply, Demand, and What It Means for Your Offer Wilmington's market is transitioning. Months of supply range from 3.7 to 7.8 depending on the measurement methodology — wide dispersion reflecting a market mid-shift from acute shortage toward balanced (or buyer-favorable, depending on submarket). DOM 76 days, up 21% year over year. Sale-to-list ratio 97.9%. Roughly 16% of listings have price cuts. Strong underlying narrative: buyers have real leverage on product that's sat past 60 days, particularly at the $500K-plus band. Practical read: on Wilmington inventory sitting past 60 days, a 3–5% below-asking offer with 1–2% in closing cost concessions is reasonable. On Leland new-construction, ask about builder rate buy-downs, upgrade credits, and closing-cost credits — these are frequently running in the $10K–$20K total-value range. Flood-zone properties almost always have more negotiating room than equivalent non-flood-zone product because the insurance cost compresses the buyer pool. #### Median home price, last 5 years Source: Zillow Home Value Index / local realtor association (quarterly, smoothed). Values in $ thousands. #### Median days on market, last 24 months Source: Redfin Data Center / local realtor association. The slope through 2025 reflects the buyer-favorable shift. #### Months of supply, last 24 months Source: local realtor association / Redfin Data Center. Balanced markets sit at 4–6 months. Forecasts ## Forecast & Climate Risk: A Coastal-Specific Framing [Zillow's forecast](https://www.zillow.com/home-values/54046/wilmington-nc/) projects +3.2% for Wilmington in 2026. [NAR's 2026 Forecast Summit](https://www.nar.realtor/magazine/real-estate-news/nar-2026-forecast-summit-predicts-positive-recovery-with-regional-affordability-hurdles) projects +4% nationally. [Fannie Mae ESR](https://www.fanniemae.com/data-and-insights/forecast) projects +2.4% in 2026 and +2.2% in 2027. The consensus: modest appreciation with a market shifting from acute shortage toward balance. ### Climate Risk and Long-Term Hold Wilmington's first-time-buyer math is fundamentally different from inland NC because of climate risk. Hurricane Florence (2018) caused catastrophic damage in New Hanover and Brunswick counties. Hurricane Helene (2024) impacted western NC rather than the coast directly, but the broader pattern — rising storm intensity, rising insurance costs — is real. Climate-risk analysts like First Street and Climate Check flag portions of New Hanover County as elevated risk. For a first-time buyer with a 7–10 year hold: factor rising insurance costs (likely 4–8% annual increases, possibly faster in flood zones) into your monthly math. Newer homes built to post-Florence codes carry lower risk than pre-2019 stock. Elevated (piling-supported) coastal construction performs much better in storm events than slab-on-grade. If your plan is to hold for a decade, these factors matter more than the headline appreciation forecast. **On forecasts:** These reflect the views of their respective authors — Zillow, NAR, Fannie Mae — as of the dates cited. They are not predictions by Ownify. Housing markets carry risk, including hurricane, flood, and climate-related risks specific to coastal markets. Consult a licensed mortgage, real-estate, and insurance professional before buying in a coastal market. Affordability & DPA ## Affordability, Flood Insurance, and DPA Affordability math on a $450,000 Wilmington home, FHA 3.5% down ($15,750), 30-year fixed at 6.1%: P&I roughly $2,635/month. Add property tax, homeowners insurance, PMI, HOA if applicable — and then the coastal variable: **flood insurance** if the property is in an NFIP-designated Special Flood Hazard Area. NFIP baseline NC premium averages ~$925/year, but coastal Wilmington properties in flood zones can run $2,000–$5,000+. Always get a flood-insurance quote before going under contract. Total monthly PITI including flood can run $200–$400/month higher than comparable inland NC homes. ### The Traditional Path: Mortgage + Wilmington-Area DPA Wilmington has meaningful DPA options. If the traditional path works for you, start a pre-qualification at [ownify.com/mortgage](https://ownify.com/mortgage?__hstc=53035703.7f5d5da668493e73eb18e759fea78223.1787187836642.1787187836642.1787187836642.1&__hssc=53035703.1.1787187836642&__hsfp=459a5155cbd50c6758f41a978f891916). - **City of Wilmington Homebuyer Opportunity Program (HOP).** Up to **$25,000** in down payment and closing cost assistance for first-time buyers under 80% AMI, as a forgivable second mortgage. Verify current funding with the City of Wilmington Community Development office. - **NC Home Advantage Mortgage + NC 1st Home Advantage Down Payment.** Up to 3% of loan amount plus $15,000 deferred second. Income cap $152,000; purchase price cap $495,000 — most Wilmington first-time-buyer product is under this cap. [NCHFA](https://www.nchfa.com/home-buyers/buy-home/nc-home-advantage-mortgage). - **NC Home Advantage MCC.** Up to 30% of annual mortgage interest as federal tax credit. [NCHFA MCC](https://www.nchfa.com/home-buyers/mortgage-credit-certificate). - **ReBuild NC.** State program providing DPA + closing costs for buyers in Hurricane Matthew (2016) and Florence (2018) impacted counties, including New Hanover, Brunswick, and Pender. Check [ReBuild NC's site](https://www.rebuild.nc.gov/) for current program status. - **USDA Rural Development.** Many outer Brunswick County and Pender County parcels are USDA-eligible. 0% down; strong fit for first-time buyers in Leland, Hampstead, Castle Hayne. Verify specific addresses. - **FHA.** 3.5% down, 580+ credit. Flood insurance is required on FHA loans for properties in Special Flood Hazard Areas. [HUD FHA](https://www.hud.gov/buying/loans). - **VA loan.** 0% down for eligible veterans. Camp Lejeune proximity makes Wilmington a strong VA-loan market. [VA](https://www.benefits.va.gov/homeloans/). - **HUD Good Neighbor Next Door.** 50% off list for teachers, police, firefighters, EMTs on eligible HUD-owned properties. [HUD GNND](https://www.hud.gov/program_offices/housing/sfh/reo/goodn/gnndabot). Wilmington first-time buyer programs (April 2026) Program Level Amount Forgivable? Source City of Wilmington HOP City Up to $25,000 Yes, forgivable 2nd [City of Wilmington](https://www.wilmingtonnc.gov/) NC Home Advantage + 1st Home DPA State 3% of loan + $15,000 Yes, 15 yr [NCHFA](https://www.nchfa.com/home-buyers/buy-home/nc-home-advantage-mortgage) ReBuild NC (hurricane-impacted) State DPA + closing costs Program-defined [ReBuild NC](https://www.rebuild.nc.gov/) USDA (outer Brunswick/Pender) Federal 0% down No [USDA](https://www.rd.usda.gov/) FHA Federal 3.5% down No [HUD](https://www.hud.gov/buying/loans) VA loan Federal 0% down No [VA](https://www.benefits.va.gov/homeloans/) ### An Alternative: The Ownify Fractional Ownership Program For Wilmington first-time buyers above the 80% AMI threshold, outside ReBuild NC eligibility, or who want a market-rate property without the DPA stack — the Ownify Fractional Ownership Program is a different path. **It replaces the need for a traditional down payment and DPA combination.** Apply at [app.ownify.com/applications/new](https://app.ownify.com/applications/new?__hstc=53035703.7f5d5da668493e73eb18e759fea78223.1787187836642.1787187836642.1787187836642.1&__hssc=53035703.1.1787187836642&__hsfp=459a5155cbd50c6758f41a978f891916). Success stories ## First-Time Buyers Who Made the Leap in the Port City ### Leland Brunswick Forest SFH, USDA + VA A young Marine Corps veteran (late 20s, $78,000 income from his civilian role post-service) purchased a new-construction 3-bedroom SFH in Brunswick Forest for $328,000 in early 2026. The parcel qualified for USDA eligibility. He chose VA financing (0% down, no PMI) over USDA since he qualified for both. Builder incentives added roughly $10,000 in closing credits and a rate buy-down to 5.5%. Commute to downtown Wilmington: 18 minutes. No flood insurance required (the parcel was outside the Special Flood Hazard Area). ### Mayfaire townhome, FHA + City HOP A teacher and an entry-level UNCW administrator (combined household income $68,000, under 80% AMI) purchased a Mayfaire townhome at $345,000 in fall 2025. They used FHA 3.5% down ($12,075), combined with the City of Wilmington HOP for ~$22,000 in down payment and closing cost assistance (forgivable). Out of pocket at closing: about $5,500. The townhome is outside the worst flood zones; homeowners insurance is ~$1,400/year. Commute to UNCW: 8 minutes. ### Carolina Heights bungalow, NC Home Advantage + price reset A couple in their early 30s (combined income $112,000) purchased a renovated 1920s Carolina Heights bungalow for $365,000 in early 2026 — substantially below the neighborhood's 2024 peak, reflecting the recent Carolina Heights median pullback. FHA 3.5% down plus NC Home Advantage's $15,000 deferred second. Flood-zone screening flagged the property as outside Special Flood Hazard Area; homeowners insurance came in at $1,650/year. Walkable to downtown Riverwalk. ### Your turn: an alternative path to your first home in Wilmington The Ownify Fractional Ownership Program is an alternative to the traditional mortgage + DPA path. For Wilmington first-time buyers who don't fit City HOP or ReBuild NC income thresholds, want a market-rate property, or who simply prefer a different way in — Ownify is a different route. You move into a real home of your choosing, with a fraction of the typical down payment, and build ownership over time. [Apply for the Ownify Fractional Ownership Program](https://app.ownify.com/applications/new?__hstc=53035703.7f5d5da668493e73eb18e759fea78223.1787187836642.1787187836642.1787187836642.1&__hssc=53035703.1.1787187836642&__hsfp=459a5155cbd50c6758f41a978f891916) Explore more ## Keep learning about Ownify [ For homebuyers ### How Ownify works See the brick-by-brick model and what 2% down really means for your monthly payment. ](/homebuyers/how-it-works)[ Eligibility ### Are you a fit? Six buyer profiles Ownify was built for — see if your numbers work. ](/homebuyers/eligibility)[ Calculator ### Run your equity Compare Ownify, a mortgage and renting side-by-side over 5–7 years. ](/myplan)[ Compare ### Ownify vs. mortgage Where each path wins, and where Ownify saves you 5–7% upfront. ](/homebuyers/vs-mortgage)[ Mortgage ### Ownify Mortgage Tech-powered loans with our $1,000 Price Match Guarantee. ](/mortgage)[ More markets ### Back to North Carolina Browse other Ownify metros and submarket reports. ](/markets/north-carolina) FAQ ## Frequently asked questions ### Is Wilmington a good place to buy a first home in 2026? ### What is the median home price in Wilmington? ### Do I need flood insurance in Wilmington? ### What is the Wilmington Homebuyer Opportunity Program? ### Which Wilmington neighborhoods are best for first-time buyers? ### Should I buy in Leland instead of Wilmington? ### What is ReBuild NC? ### Is Wilmington affected by climate risk? ### Can I get a mortgage through Ownify? ### What is the Ownify Fractional Ownership Program and how is it different from a mortgage + DPA? ### Are Wilmington prices going up or down in 2026? ### What is the median home price in Wilmington? ### How much do I need to buy a home in Wilmington? ### What down-payment assistance is available in Wilmington? ### What's the monthly payment on a median-priced home in Wilmington? ### Is Ownify available in Wilmington? ![Frank Rohde, Founder & CEO of Ownify](/assets/frank-rohde-DCfv89pU.png) By [Frank Rohde](/about) · Founder & CEO, Ownify **Frank Rohde** is Founder and CEO of [Ownify](https://ownify.com/?__hstc=53035703.7f5d5da668493e73eb18e759fea78223.1787187836642.1787187836642.1787187836642.1&__hssc=53035703.1.1787187836642&__hsfp=459a5155cbd50c6758f41a978f891916), the leading fractional homeownership platform in the U.S. He also manages the Ownify Home Funds, co-investing with qualified first-time homebuyers. Prior to Ownify, Frank was CEO of Nomis Solutions, the leading mortgage-pricing engine globally. He's a 3x fintech founder and entrepreneur with deep experience in data science, machine learning, real estate, and pricing. Prior to Nomis, Frank was Vice President of Product Management at [FICO](https://www.fico.com/) — the maker of the credit score. Frank started his career at [Oliver Wyman](https://www.oliverwyman.com/) after graduating with a BS in Finance and Real Estate from [The Wharton School](https://www.wharton.upenn.edu/) at the University of Pennsylvania. Frank is a licensed Realtor (**NCREC 340356**) and a licensed Mortgage Loan Originator (**NMLS 2723220**). Watch [Frank's TEDx talk on how we can help young people become homeowners](https://www.youtube.com/watch?v=gDYGQUR99lE). ### About this report **Not financial, legal, real-estate, or insurance advice.** Data sourced from Zillow, Redfin, Port City Daily, StarNews, City of Wilmington, NCHFA, ReBuild NC, FEMA, NFIP, NAR, and Fannie Mae. Third-party forecasts attributed to their authors, not Ownify. Coastal markets carry specific risks — hurricane, flood, wind, and longer-term climate-related risks. Always verify FEMA flood zone, obtain a flood-insurance quote, and consult a licensed real estate professional, mortgage loan originator, and insurance agent before buying in a coastal market. Ownify, Inc. operates in North Carolina. Mortgage services provided through licensed NMLS-registered mortgage loan originators. Data last updated: April 20, 2026. Data last updated: April 20, 2026. ### Photo credits Wilmington downtown image — via [Unsplash](https://unsplash.com/s/photos/wilmington-north-carolina). ### Homebuyers - [How it works](/homebuyers/how-it-works) - [Are you eligible?](/homebuyers/eligibility) - [Build my plan](/myplan) - [Ownify vs. mortgage](/homebuyers/vs-mortgage) - [Ownify vs. rent-to-own](/how-rent-to-own-works) - [Detailed calculators](/homebuyers/detailed_calculators) - [Ownify Mortgage](/mortgage) ### Investors - [Why invest](/investors) - [Investor FAQ](/investors/faq) - [North Carolina Home Fund](/investors/north-carolina) - [Colorado Home Fund](/investors/colorado-home-fund) - [Become a partner](/investment-partner) ### Agents - [How it works](/agents/how-it-works) - [Agent benefits](/agents/benefits) - [Get accredited](/agents/accreditation) ### Markets - [Colorado](/markets/colorado) - [North Carolina](/markets/north-carolina) - [Tennessee](/markets/tennessee) - [California](/markets/california) - [All markets](/markets) ### Company - [About us](/about) - [Our impact](/research/our-impact) - [Ownify University](/research/ownify-university) - [Reviews](/reviews) - [Blog](/blog) - [Ownify Tools & Tech](/tech) [![Ownify](/assets/ownify-logo-reversed-CShwpfYm.png)](/) [Terms](/legal/terms)[Privacy](/legal/privacy)[Contact](/contact)[Consent Preferences](#)[Do Not Sell or Share My Personal Information](https://app.termly.io/notify/50967156-fd3e-48cb-95dc-98f33b36600a)[Limit the Use Of My Sensitive Personal Information](https://app.termly.io/notify/50967156-fd3e-48cb-95dc-98f33b36600a) © 2026 Ownify, Inc. All rights reserved. Equal Housing Opportunity. Fractional ownership investments are provided by Ownify, Inc., 548 Market Street #25841, San Francisco, CA 94104. Real Estate Brokerage services may be provided by Ownify Real Estate LLC, NCREC C36616. Mortgage broker and loan processing services are offered through Real-Finity Mortgage, LLC, dba Realfinity. NMLS #2445766 and #2723220. Real-Finity Mortgage, LLC is a licensed mortgage brokerage and maintains its corporate headquarters at 929 Alton Road Suite 500, Miami Beach, FL, 33139. ✕ - Hi, I'm Owen. I can build a personalized homeownership plan for you here: https://ownify.com/myplan