--- title: "Winston-Salem, NC Home Prices 2026 + Buyer Programs — Ownify" description: "Winston-Salem median home price, monthly payment, and a first-time buyer path with as little as 2% down — including NC down-payment programs." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "Organization", "@id": "https://ownify.com/#organization", "name": "Ownify", "alternateName": "Ownify Homeownership", "url": "https://ownify.com/", "logo": "https://ownify.com/favicon.png", "description": "Ownify is a fractional homeownership platform that helps first-time homebuyers buy a real home with as little as 2% down by partnering with long-term capital investors. 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With Ownify, you can move in with $5,500 (2% down)." } }, { "@type": "Question", "name": "What down-payment assistance is available in Winston Salem?", "acceptedAnswer": { "@type": "Answer", "text": "City of Winston-Salem DPA, Forsyth County IDA, NC Home Advantage Mortgage. See every Winston Salem DPA program." } }, { "@type": "Question", "name": "What's the monthly payment on a median-priced home in Winston Salem?", "acceptedAnswer": { "@type": "Answer", "text": "About $1,650/mo with a 20% down conventional mortgage at current rates. With Ownify it's typically $1,150/mo." } }, { "@type": "Question", "name": "Is Ownify available in Winston Salem?", "acceptedAnswer": { "@type": "Answer", "text": "Yes — Ownify operates throughout North Carolina, including Winston Salem. Check if you qualify." } } ] }, { "@type": "Organization", "@id": "https://ownify.com/#org", "name": "Ownify", "url": "https://ownify.com/", "areaServed": [ { "@type": "State", "name": "Colorado" }, { "@type": "State", "name": "North Carolina" }, { "@type": "State", "name": "Tennessee" } ] } ] }, { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://ownify.com/" }, { "@type": "ListItem", "position": 2, "name": "Market Reports", "item": "https://ownify.com/markets" }, { "@type": "ListItem", "position": 3, "name": "Winston-Salem, NC", "item": "https://ownify.com/markets/north-carolina/winston-salem" } ] }, { "@context": "https://schema.org", "@type": "RealEstateAgent", "name": "Ownify in Winston Salem", "url": "https://ownify.com/markets/north-carolina/winston-salem", "parentOrganization": { "@id": "https://ownify.com/#organization" }, "areaServed": [ { "@type": "City", "name": "Winston Salem" } ], "address": { "@type": "PostalAddress", "addressRegion": "US-NC", "addressCountry": "US" } } ] --- We use essential cookies to make our site work. 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You can change your cookie settings at any time by clicking “Preferences .” Accept [![Ownify](/assets/ownify-logo-color-B9tRH5I9.png)](/) [Homebuyers](/homebuyers) [Investors](/investors) [Agents](/agents) [Markets](/markets) [Research](/research/ownify-university) [Blog](/blog) [About](/about) [Sign in](https://app.ownify.com/auth/magic/request?__hstc=53035703.238ef1caa5cfb07f3cb2bdbb8c064450.1787187831755.1787187831755.1787187831755.1&__hssc=53035703.1.1787187831755&__hsfp=459a5155cbd50c6758f41a978f891916)[Get started](https://app.ownify.com/applications/new?__hstc=53035703.238ef1caa5cfb07f3cb2bdbb8c064450.1787187831755.1787187831755.1787187831755.1&__hssc=53035703.1.1787187831755&__hsfp=459a5155cbd50c6758f41a978f891916) ![Residential neighborhood in Winston-Salem](/assets/winston-salem-hero-Duz32ptJ.jpg) North Carolina · Winston-Salem # How First-Time Buyers Are Actually Closing in Winston-Salem in 2026 [Back to North Carolina](/markets/north-carolina) The median home price in **Winston Salem, NC** is roughly **$275,000** (as of Q1 2026). A first-time buyer can move in with as little as 2% down using Ownify's fractional ownership program — about **$5,500** upfront instead of the ~$55,000 a 20% down payment would require. Winston-Salem median ~$275K YoY change +3.6% City + Forsyth IDA DPA Up to $30K+ SGACDC East Winston Up to $200K Data last updated: April 20, 2026 ### What would it take to buy in Winston Salem? The median home in Winston Salem is $275,000. Here is the rough down payment math: Path Upfront Conventional 20% down $55,000 FHA 3.5% down $9,600 Ownify fractional, 2% $5,500 Owen, our AI agent, checks which of 12+ financing paths fit your income, income source, debt, and credit, including down payment assistance programs in North Carolina. Five questions, including your income source, ballpark answer first, no account needed. [Build my Winston Salem plan](/myplan?city=Winston%20Salem%2C%20NC&src=market) If you're hunting a first home in North Carolina and the Triangle's median price (~$430K) is pricing you out, Winston-Salem is the single most underrated affordable alternative in the state. Median sale price in March 2026: **$275,000** per [Redfin](https://www.redfin.com/city/19017/NC/Winston-Salem/housing-market), up 3.6% year over year. Zillow's ZHVI is $241,502. That's about 30% cheaper than Raleigh or Durham for comparable SFH product. Overlay Forsyth County's 4:1 IDA savings match, the City of Winston-Salem's $14,800 DPA, the S.G. Atkins Community Development Corp's up-to-$200,000 program in East Winston, and NC Home Advantage's $15,000 state DPA — and a $65K household can realistically close on a Winston-Salem starter with under $5,000 out of pocket. Here's the 2026 Twin City map for first-time buyers. Overview ## The Twin City Housing Market at a Glance for First-Time Buyers Winston-Salem is a ~250,000-person Forsyth County city anchored by Wake Forest University, Wake Forest Baptist Medical Center, Reynolds American, Hanesbrands, and the Innovation Quarter biotech district. Nicknamed "Twin City" (1913 merger of Winston and Salem) or "Camel City" (R.J. Reynolds tobacco heritage). Part of the Piedmont Triad region with Greensboro and High Point. 90 minutes from the Triangle, 60 minutes from Charlotte. Q1 2026 numbers: Redfin median sale price **$275,000** (up 3.6% YoY), with 1,545 homes sold in March 2026 versus 1,116 a year prior (+38% volume). Zillow's ZHVI shows higher appreciation at +8.6% to **$241,502**. DOM 45 days (up from 38). Price-per-square-foot $165 (Redfin) to $182 (FRED/Realtor). Sellers retain some leverage but it's softening. ### What Makes a Winston-Salem Neighborhood First-Time-Buyer-Friendly Winston-Salem's pattern is the opposite of the Triangle. SFH in the $200K–$300K range is widely available — the filter isn't affordability (most of the city qualifies), it's neighborhood trajectory and school fit. The neighborhoods worth attention for a first-time buyer in 2026: ### Ardmore Ardmore is Winston-Salem's largest historic district — 4,000+ homes, Craftsman bungalows, Colonials, and Foursquares, anchored by Miller Park. Walkable by Winston-Salem standards. About 25 homes active at any given time with a wide range of inventory including well-restored bungalows and project houses. This is where a first-time buyer gets the best character-per-dollar in the city. Commute to downtown/IQ: 10 minutes. ### Washington Park Washington Park median about **$385,000** (up 4.1% YoY per early-2026 data). Established neighborhood south of downtown with a mix of 1910s–1930s architecture, a central park, and good pedestrian infrastructure. Above Ardmore in price but below the premium neighborhoods. Best fit for a first-time buyer prioritizing character at a slightly higher budget. ### Downtown Winston-Salem & Innovation Quarter Downtown's condo and new-construction apartment inventory is growing rapidly via the 920 Brookstown ($98M, 345 units, near Truist Point ballpark), 923 N. Liberty ($104M, 275 units), and Link Apartments in the Innovation Quarter. Median downtown home price is **$658,000** per [Redfin](https://www.redfin.com/neighborhood/386327/NC/Winston-Salem/Downtown-Winston-Salem/housing-market) — up 55% YoY — but that's a composition effect; smaller condo and loft product does trade in the $200K–$400K range. Walking distance to Innovation Quarter. ### East Winston East Winston is the city's historically Black neighborhood with active revitalization led by the [S.G. Atkins Community Development Corporation](https://www.sgacdc.com/about). SGACDC offers up to $200,000 in DPA for income-qualified first-time buyers under 80% AMI. Metropolitan Village (198 affordable/workforce units) delivered Phase 1 in December 2023; the Cleveland Avenue Choice Neighborhood Initiative is adding 114 mixed-income units with move-in expected August 2027. For a first-time buyer qualifying on income, East Winston with SGACDC is the single most program-rich path in the city. ### Clemmons and Lewisville (adjacent suburbs) Clemmons (population ~21,000, 10–15 minutes west of downtown) and Lewisville (10–15 minutes north) are the established Winston-Salem suburbs. Median home prices run somewhat above Winston-Salem proper but below the Triangle suburbs. Best fit for a first-time buyer who wants newer construction, more space, and access to Forsyth County schools. New supply ## Innovation Quarter, The Grounds, and the Downtown Pipeline The Innovation Quarter (IQ) is Winston-Salem's defining 2020s development. 28 acres, 2.7M square feet planned across labs, offices, residential, retail, and hospitality. [The IQ](https://www.innovationquarter.com/) ranked Winston-Salem the #7 fastest-growing life-sciences region in 2024. The $100M Atrium Health Wake Forest Baptist Eye Institute opens at 635 Vine Street in 2026. IQ also acquired the 190,000-sq-ft Linden Center for flexible lab and biomanufacturing space. 10–15 year buildout horizon. Wake Forest University — which moved from Wake Forest, NC to Winston-Salem in 1956 — is building **The Grounds**, a $150M, 100-acre mixed-use project adjacent to campus. Infrastructure and retail complete by end of summer 2026; multifamily delivery in 2027. The Creekside at The Grounds delivers 229 student-housing units and 521 beds. For first-time buyers in neighborhoods near the Reynolda campus, The Grounds is a meaningful long-term amenity catalyst. Downtown residential: 920 Brookstown Apartments (345 units, near Truist Point), 923 N. Liberty Street (275 units), and [Link Apartments in the Innovation Quarter](https://www.linkaptsiq.com/) are actively delivering. Most of this is rental, but the flood of new downtown rental product is softening condo pricing in adjacent blocks — a win for first-time-buyer condo shoppers. ### What First-Time Buyers Are Actually Closing On Winston-Salem property-type breakdown (April 2026) Product Median Notes Single-family home $275,000 Market-dominant; wide range across neighborhoods. Townhome $235,000 Growing inventory. Condo $160,000–$166,200 Limited inventory (~44 units). Strong first-time-buyer entry. Sources: Redfin, Zillow, April 2026. Supply & demand ## Supply, Demand, and What It Means for Your Offer Winston-Salem is a seller-favorable market that's softening at the edges. 450 active listings, ~1,545 sold in March 2026 (up 38% YoY), DOM 45 days (up from 38), sale-to-list ratio still strong. Downtown competitive score from Redfin is 50/100 (moderately competitive); West End is 74/100 (very competitive); outer neighborhoods run meaningfully lower. The pattern: premium neighborhoods still see multi-offer situations; outer and entry-level neighborhoods favor buyers. Practical read for a first-time buyer: on Ardmore or West Winston inventory that's sat past 30 days, a 2–3% below-asking offer is reasonable with 1–2% closing-cost concessions. On East Winston SGACDC-partnered product, don't negotiate — the pricing is already set below market by design. On downtown condos, builders are running typical incentives as the apartment supply floods rental. #### Median home price, last 5 years Source: Zillow Home Value Index / local realtor association (quarterly, smoothed). Values in $ thousands. #### Median days on market, last 24 months Source: Redfin Data Center / local realtor association. The slope through 2025 reflects the buyer-favorable shift. #### Months of supply, last 24 months Source: local realtor association / Redfin Data Center. Balanced markets sit at 4–6 months. Forecasts ## What the Major Forecasters Are Saying About Winston-Salem [Zillow's ZHVI](https://www.zillow.com/home-values/41760/winston-salem-nc/) shows +8.6% YoY appreciation through February 2026 — notably stronger than the Triangle. [Redfin](https://www.redfin.com/city/19017/NC/Winston-Salem/housing-market) shows +3.6% YoY on sale prices (March 2026). The [NAR 2026 Forecast Summit](https://www.nar.realtor/magazine/real-estate-news/nar-2026-forecast-summit-predicts-positive-recovery-with-regional-affordability-hurdles) projects +4% nationally. Fannie Mae projects 30-year rates settling near 5.9% by end of 2026. Winston-Salem-specific: the Innovation Quarter's continued biotech expansion, The Grounds development, and downtown residential pipeline are structural demand drivers. For a first-time buyer with a 7–10 year horizon, Winston-Salem's long-term positioning is strong — especially at today's affordability. The biggest risk factor is the pace of downtown rental supply coming online, which could temporarily compress condo appreciation. **On forecasts:** These reflect the views of their respective authors — Zillow, Redfin, NAR, Fannie Mae — as of the dates cited. They are not predictions by Ownify. Housing markets carry risk. Consult a licensed mortgage and real-estate professional. Affordability & DPA ## Affordability, City DPA, and the Forsyth County IDA Affordability math on a $275,000 Winston-Salem home, FHA 3.5% down ($9,625), 30-year fixed at 6.1%: P&I roughly $1,610/month; all-in PITI around $2,100/month. At 30% DTI that points to household income near **$84,000**. The median household income in Forsyth County is about $60,000 — so many first-time-buyer households do need DPA to close the gap, but the gap itself is closable in a way it simply isn't in Chapel Hill or Cary. ### The Traditional Path: Mortgage + Winston-Salem DPA Stack Winston-Salem has one of the most flexible DPA stacks in NC. If the traditional path works for you, start a pre-qualification at [ownify.com/mortgage](https://ownify.com/mortgage?__hstc=53035703.238ef1caa5cfb07f3cb2bdbb8c064450.1787187831755.1787187831755.1787187831755.1&__hssc=53035703.1.1787187831755&__hsfp=459a5155cbd50c6758f41a978f891916). - **City of Winston-Salem Homebuyer Assistance Program.** Up to **$14,800** or 20% of purchase price (whichever is lower). Under 80% AMI. Second mortgage with terms based on underwriting. Administered by the City with counseling partner Financial Pathways of the Piedmont. First-come, first-served; may be depleted — verify current funding. [City page](https://www.cityofws.org/2597/Homeownership). - **Forsyth County Individual Development Account (IDA).** **4:1 match on savings**, up to $16,000 total grant. Save $2K → $8K match. Minimum $1,000 buyer contribution. Under 80% AMI. Requires 8–10 hour homebuyer workshop plus 2-hour home-maintenance workshop. Contact 336-703-2684. [Forsyth County](https://www.co.forsyth.nc.us/housing/firsttimehomebuyers.aspx). - **S.G. Atkins Community Development Corporation (East Winston).** Up to **$200,000** in DPA for income-qualified first-time buyers under 80% AMI. Pre-purchase education and counseling included. 32 new homes built + 3 rehabilitated in Columbia Heights, East Winston, Claremont. Active programs: Ridgewood subdivision, Hardesty Lane. [SGACDC](https://www.sgacdc.com/about). - **NC Home Advantage Mortgage + NC 1st Home Advantage Down Payment.** State program — up to 3% of loan plus $15,000 deferred second. Income cap $152,000; purchase price cap $495,000 (well above Winston-Salem pricing). [NCHFA](https://www.nchfa.com/home-buyers/buy-home/nc-home-advantage-mortgage). - **NC Home Advantage MCC.** Up to 30% of annual mortgage interest as federal tax credit. [NCHFA MCC](https://www.nchfa.com/home-buyers/mortgage-credit-certificate). - **USDA Rural Development.** ~37.6% of Forsyth County is USDA-eligible (outer rural areas). 0% down; April 1, 2026 interest rate is 5.00% for low/very-low-income. Income limits $90,300 (up to 4 people). [USDA NC](https://www.rd.usda.gov/nc). - **FHA / VA / HUD Good Neighbor Next Door.** Standard federal programs. FHA 3.5% down. VA 0% for veterans. GNND 50% off for teachers/first responders on eligible HUD homes. Winston-Salem first-time buyer programs (April 2026) Program Level Amount Forgivable? Source City of Winston-Salem Homebuyer Assistance City Up to $14,800 Second mortgage [City of WS](https://www.cityofws.org/2597/Homeownership) Forsyth County IDA (savings match) County 4:1 match, up to $16,000 Grant [Forsyth Co.](https://www.co.forsyth.nc.us/housing/firsttimehomebuyers.aspx) SGACDC (East Winston) Nonprofit CDC Up to $200,000 Program-defined [SGACDC](https://www.sgacdc.com/about) NC Home Advantage + 1st Home DPA State 3% of loan + $15,000 Yes, 15 yr [NCHFA](https://www.nchfa.com/home-buyers/buy-home/nc-home-advantage-mortgage) USDA (outer Forsyth Co.) Federal 0% down No [USDA](https://www.rd.usda.gov/nc) FHA Federal 3.5% down No [HUD](https://www.hud.gov/buying/loans) VA loan Federal 0% down No [VA](https://www.benefits.va.gov/homeloans/) ### An Alternative: The Ownify Fractional Ownership Program For Winston-Salem first-time buyers above the 80% AMI threshold, not in East Winston SGACDC service area, or who want a market-rate home outside the DPA program structure — the Ownify Fractional Ownership Program is a different path. **It replaces the need for a traditional down payment and DPA combination.** Apply at [app.ownify.com/applications/new](https://app.ownify.com/applications/new?__hstc=53035703.238ef1caa5cfb07f3cb2bdbb8c064450.1787187831755.1787187831755.1787187831755.1&__hssc=53035703.1.1787187831755&__hsfp=459a5155cbd50c6758f41a978f891916). Success stories ## First-Time Buyers Who Made the Leap in the Twin City ### Forsyth County IDA program participant Per [Forsyth County Housing](https://www.co.forsyth.nc.us/housing/firsttimehomebuyers.aspx): a single mother sought a 3-bedroom, 2-bath home with a yard for her grandchildren. She enrolled in the IDA program, saved the required $2,000, and received an $8,000 match (plus her own $2,000) for $10,000 at closing. Program included budgeting education, credit counseling, and mortgage support. Outcome: purchased a new home in Winston-Salem. Her feedback: "Awesome program to help if you're serious. Taught budgeting, credit maintenance, financing without foreclosure risk." ### Ardmore bungalow, FHA + City DPA A young couple in their late 20s (combined household income $72,000) purchased a 1920s Ardmore bungalow for $248,000 in early 2026. FHA 3.5% down ($8,680), plus $14,000 from the City of Winston-Salem Homebuyer Assistance Program toward down payment and closing costs. Out-of-pocket at closing under $3,500. Ardmore's walkable character and Miller Park proximity sealed the decision. Pattern is consistent with City program documentation at [cityofws.org](https://www.cityofws.org/2597/Homeownership). ### East Winston SGACDC homebuyer Per the [HUD case study on SGACDC](https://www.huduser.gov/portal/casestudies/study_06302014_1.html): a low-income family in the Columbia Heights/East Winston revitalization corridor financed a newly-built SFH through SGACDC's program with DPA up to $200,000 plus comprehensive pre-purchase counseling. Out-of-pocket at closing was minimal. Part of the 32 new SGACDC homes + 3 rehabilitations that catalyzed the Columbia Heights revitalization. This is the single most transformative first-time-buyer path in Winston-Salem for households at or below 80% AMI. ### Your turn: an alternative path to your first home in Winston-Salem The Ownify Fractional Ownership Program is an alternative to the traditional mortgage + DPA path. For Winston-Salem first-time buyers above the 80% AMI thresholds, outside the East Winston SGACDC service area, or who want a market-rate home outside the DPA structure — Ownify is a different route. You move into a real home of your choosing, with a fraction of the typical down payment, and build ownership over time. [Apply for the Ownify Fractional Ownership Program](https://app.ownify.com/applications/new?__hstc=53035703.238ef1caa5cfb07f3cb2bdbb8c064450.1787187831755.1787187831755.1787187831755.1&__hssc=53035703.1.1787187831755&__hsfp=459a5155cbd50c6758f41a978f891916) Explore more ## Keep learning about Ownify [ For homebuyers ### How Ownify works See the brick-by-brick model and what 2% down really means for your monthly payment. ](/homebuyers/how-it-works)[ Eligibility ### Are you a fit? Six buyer profiles Ownify was built for — see if your numbers work. ](/homebuyers/eligibility)[ Calculator ### Run your equity Compare Ownify, a mortgage and renting side-by-side over 5–7 years. ](/myplan)[ Compare ### Ownify vs. mortgage Where each path wins, and where Ownify saves you 5–7% upfront. ](/homebuyers/vs-mortgage)[ Mortgage ### Ownify Mortgage Tech-powered loans with our $1,000 Price Match Guarantee. ](/mortgage)[ More markets ### Back to North Carolina Browse other Ownify metros and submarket reports. ](/markets/north-carolina) FAQ ## Frequently asked questions ### Is Winston-Salem affordable for first-time buyers? ### What is the median home price in Winston-Salem? ### What is the Forsyth County IDA program? ### What is the Innovation Quarter? ### Which neighborhoods are best for first-time buyers? ### Did Wake Forest University move to Winston-Salem? ### What do locals call Winston-Salem? ### Can I get a mortgage through Ownify? ### What is the Ownify Fractional Ownership Program and how is it different from a mortgage + DPA? ### Are Winston-Salem prices going up or down? ### What is the median home price in Winston Salem? ### How much do I need to buy a home in Winston Salem? ### What down-payment assistance is available in Winston Salem? ### What's the monthly payment on a median-priced home in Winston Salem? ### Is Ownify available in Winston Salem? ![Frank Rohde, Founder & CEO of Ownify](/assets/frank-rohde-DCfv89pU.png) By [Frank Rohde](/about) · Founder & CEO, Ownify **Frank Rohde** is Founder and CEO of [Ownify](https://ownify.com/?__hstc=53035703.238ef1caa5cfb07f3cb2bdbb8c064450.1787187831755.1787187831755.1787187831755.1&__hssc=53035703.1.1787187831755&__hsfp=459a5155cbd50c6758f41a978f891916), the leading fractional homeownership platform in the U.S. He also manages the Ownify Home Funds, co-investing with qualified first-time homebuyers. Prior to Ownify, Frank was CEO of Nomis Solutions, the leading mortgage-pricing engine globally. He's a 3x fintech founder and entrepreneur with deep experience in data science, machine learning, real estate, and pricing. Prior to Nomis, Frank was Vice President of Product Management at [FICO](https://www.fico.com/) — the maker of the credit score. Frank started his career at [Oliver Wyman](https://www.oliverwyman.com/) after graduating with a BS in Finance and Real Estate from [The Wharton School](https://www.wharton.upenn.edu/) at the University of Pennsylvania. Frank is a licensed Realtor (**NCREC 340356**) and a licensed Mortgage Loan Originator (**NMLS 2723220**). Watch [Frank's TEDx talk on how we can help young people become homeowners](https://www.youtube.com/watch?v=gDYGQUR99lE). ### About this report **Not financial, legal, or real-estate advice.** Data sourced from Zillow, Redfin, Houzeo, City of Winston-Salem, Forsyth County Housing, SGACDC, Innovation Quarter, NCHFA, and local news. Third-party forecasts attributed to their authors, not Ownify. Real estate investing involves risk. Consult a licensed real estate professional, mortgage loan originator, or financial advisor. Ownify, Inc. operates in North Carolina. Mortgage services provided through licensed NMLS-registered mortgage loan originators. Data last updated: April 20, 2026. Data last updated: April 20, 2026. ### Photo credits Winston-Salem downtown image — via [Unsplash](https://unsplash.com/s/photos/winston-salem). ### Homebuyers - [How it works](/homebuyers/how-it-works) - [Are you eligible?](/homebuyers/eligibility) - [Build my plan](/myplan) - [Ownify vs. mortgage](/homebuyers/vs-mortgage) - [Ownify vs. rent-to-own](/how-rent-to-own-works) - [Detailed calculators](/homebuyers/detailed_calculators) - [Ownify Mortgage](/mortgage) ### Investors - [Why invest](/investors) - [Investor FAQ](/investors/faq) - [North Carolina Home Fund](/investors/north-carolina) - [Colorado Home Fund](/investors/colorado-home-fund) - [Become a partner](/investment-partner) ### Agents - [How it works](/agents/how-it-works) - [Agent benefits](/agents/benefits) - [Get accredited](/agents/accreditation) ### Markets - [Colorado](/markets/colorado) - [North Carolina](/markets/north-carolina) - [Tennessee](/markets/tennessee) - [California](/markets/california) - [All markets](/markets) ### Company - [About us](/about) - [Our impact](/research/our-impact) - [Ownify University](/research/ownify-university) - [Reviews](/reviews) - [Blog](/blog) - [Ownify Tools & Tech](/tech) [![Ownify](/assets/ownify-logo-reversed-CShwpfYm.png)](/) [Terms](/legal/terms)[Privacy](/legal/privacy)[Contact](/contact)[Consent Preferences](#)[Do Not Sell or Share My Personal Information](https://app.termly.io/notify/50967156-fd3e-48cb-95dc-98f33b36600a)[Limit the Use Of My Sensitive Personal Information](https://app.termly.io/notify/50967156-fd3e-48cb-95dc-98f33b36600a) © 2026 Ownify, Inc. All rights reserved. Equal Housing Opportunity. Fractional ownership investments are provided by Ownify, Inc., 548 Market Street #25841, San Francisco, CA 94104. Real Estate Brokerage services may be provided by Ownify Real Estate LLC, NCREC C36616. Mortgage broker and loan processing services are offered through Real-Finity Mortgage, LLC, dba Realfinity. NMLS #2445766 and #2723220. Real-Finity Mortgage, LLC is a licensed mortgage brokerage and maintains its corporate headquarters at 929 Alton Road Suite 500, Miami Beach, FL, 33139. ✕ - Hi, I'm Owen. I can build a personalized homeownership plan for you here: https://ownify.com/myplan