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    Blog

    Insights on homeownership.

    Guides, market analysis, and stories from the Ownify fractional ownership program.

    A commission-based mortgage loan officer compared to free AI based advice

    Where AI Actually Wins in Mortgage Lending: The Trust Opportunity Hidden in the Numbers

    80% of millennials don't trust their loan officer. Here's why agentic AI mortgage lending finally breaks the commission-versus-advice conflict for IMBs.

    Frank Rohde
    first-time homebuyers in Colorado

    First-Time Home Buyer Programs in Colorado (2026 Guide)

    2026 list of down payment assistance programs for Colorado first time homebuyers.

    Frank Rohde
    Divvy Homes Alternative (2026): A Better Path to Owning

    Divvy Homes Alternative (2026): A Better Path to Owning

    If you came here looking for a Divvy Homes alternative, you're probably in one of two camps: you applied to Divvy and it didn't work out, or you've read that Divvy scaled back its rent-to-own program and you want something more stable — and ideally something that builds you real equity instead of just rent credits. This page compares your options honestly, including where Ownify's 2%-down fractional ownership fits and where it doesn't.

    Frank Rohde
    A co-investment thesis for Colorado Housing

    Press release: Ownify launches Colorado Fund

    Ownify Launches Colorado Home Fund and Welcomes Boulder-Based Tech Investor Keith Kegley to Advisory Board

    Frank Rohde
    The legal construct of co-ownership

    Who Really Bears the Risk in Homeownership? It's you.

    The major risk factors of homeownership explained: market risk, leverage, interest rate risk, transaction costs, repairs, concentration risk, hidden costs.

    Frank Rohde
    Ownify Expands Financing Options Through Partnership with Realfinity

    Ownify Expands Financing Options Through Partnership with Realfinity

    Ownify expands its financing capabilities through a partnership with Realfinity, adding mortgage options alongside fractional homeownership.

    Allie O'Shea
    Unlocking Donor-Advised Funds to Address the Homeownership Crisis

    Unlocking Donor-Advised Funds to Address the Homeownership Crisis

    Donor-advised funds represent a powerful tool to address the homeownership crisis. The capital exists. The need is urgent. What's missing is activation.

    Frank Rohde
    Major new investment in the Ownify Home Fund!

    Ground Squirrel Ventures Investment

    Ground Squirrel Ventures has made a significant investment in the Ownify Home Fund, reflecting confidence in our impact mission and return-driven model.

    Allie O'Shea
    The Lee - an Ownify property in the Triangle

    Rent-to-Own in the NC Triangle vs. Ownify: A Smarter Path to Homeownership

    Compare traditional rent to own programs with Ownify’s innovative approach in Raleigh and the Triangle. Discover legal essentials, costs, buyer protections, and which path is right for you in 2026.

    Frank Rohde
    TedX Palo Alto

    Fractional ownership - a radically simple idea

    Ownify CEO TedX talk explaining fractional ownership and how to own bricks in a home. First time homebuyer solutions.

    Frank Rohde